Lowest Mortgage Rates in Atlanta: November 2011

Falling home values throughout the U.S., as well as here in Atlanta, are making right now a good time to purchase a home at an affordable price. Notwithstanding, the price of the property isn’t the only number you should consider. Atlanta mortgage rates will also have a big impact on the total price you pay for your new home.

If you’re considering buying, be sure you take the time to get the lowest possible mortgage rate first. We’ve detailed the local Atlanta financial institutions with the very best interest rates on home loans in November. Find out if there’s a great deal near you.

Current Best Mortgage Rates in Atlanta, GA

Different mortgage types are going to offer different mortgage rates, but no matter what type of loan you choose, there’s bound to be a great deal in Atlanta. Below are the lowest mortgage rates offered by local Atlanta lenders today for a variety of home loan types.

Best 15-Year Fixed Mortgage Rates in Atlanta

• Wells Fargo Bank, National Association: 3.13%
• • Orig. Fees: 1%
  • Points: 0


• Bank of America, National Association: 3.25%
• • No Orig. Fees
  • Points: 1.25


• Rock Financial: 3.25%
• • No Orig. Fees
  • Points: 1.75

Lowest 30-Year Fixed Mortgage Rates in Atlanta

• JPMorgan Chase Bank, National Association: 3.38%
• • No Orig. Fees
  • Points: 0


• Quicken Loans Inc: 3.99%
• • No Orig. Fees
  • Points: 2


• Rock Financial: 3.99%
• • No Orig. Fees
  • Points: 2

Top 3/1 ARM Atlanta Mortgage Rates

• Navy Federal Credit Union: 2%
• • No Orig. Fees
  • Points: 0.5
  • Caps: 2% per Adjustment Period


• Wells Fargo Bank, National Association: 2.13%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• United Community Bank: 3%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period

Best Mortgage Rates in Atlanta for a 5/1 ARM

• Wells Fargo Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Bank of America, National Association: 2.63%
• • No Orig. Fees
  • Points: 1.13
  • Caps: 2% per Adjustment Period


• SunTrust Bank: 2.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Be sure you confirm these rates with the lender before you apply. Mortgage rates are accurate as of 11/01/11, but could change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Atlanta mortgage rate.