Finding the best CD rate depends on several factors. The length of your CD term, whether it’s a short six months or a longer period of a year or more, makes a difference in the rate you’re likely to be offered by banks and credit unions. The location of your account is also important. CD rates vary greatly by institution, so finding the highest CD rates in your city is an important step in choosing the best CD account for you.

| Featured Rate | Bank / Credit Union | Account Type | |
|---|---|---|---|
|
1.10%
As of May 14, 2012
|
View Rate Details |
CIT Bank
|
CD Account |
|
1.09%
As of May 15, 2012
|
View Rate Details |
Ally Bank
|
CD Account |
| Highest Rates Recent Rate Changes | |||
| Best Rates (APY) | Bank / Credit Union | Account Type | |
|
1.10%
As of May 14, 2012
|
View Rate Details | Providence Bank | CD Account |
|
1.05%
As of May 3, 2012
|
View Rate Details | Touchmark National Bank | CD Account |
|
1.01%
As of May 2, 2012
|
View Rate Details | 1st Choice Credit Union | CD Account |
|
1.01%
As of May 2, 2012
|
View Rate Details | CornerstoneBank | CD Account |
|
1.00%
As of May 7, 2012
|
View Rate Details | Delta Community Credit Union | CD Account |
|
0.95%
As of April 27, 2012
|
View Rate Details | Cherokee Bank | CD Account |
| Bank / Account Type | Rate Change | Date | |
|---|---|---|---|
| Fulton Teachers Credit Union - 12 Month CD Account | 0.40% to 0.37% | May 17, 2012 | |
| The Southern Federal Credit Union - 12 Month CD Account | 0.65% to 0.60% | May 16, 2012 | |
| The National Bank of Georgia - 12 Month CD Account | 0.75% to 0.65% | May 7, 2012 | |
| CornerstoneBank - 12 Month CD Account | 0.30% to 0.50% | May 2, 2012 | |
| Quantum National Bank - 12 Month CD Account | 0.60% to 0.55% | Apr 26, 2012 | |

