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Cornerstone Bank CD Rates

Cornerstone Bank members and prospective members who are looking to open a CD account should be clear on the differences between CD accounts and savings accounts. A Certificate of Deposit is similar to a savings account in that they are insured and thus virtually risk-free.

They are different from savings accounts in that a CD account has a specific, fixed term and fixed interest rate. It is intended that the CD be held until maturity, at which time the money may be withdrawn with the accrued interest. Cornerstone Bank has among the highest Atlanta banking rates for CD accounts. These rates can be seen below.

Cornerstone Bank CD Rates

  • 3 month term, .250% APY (no penalty)
  • 6 month term, .700% APY
  • 12 month term, 1.00% APY
  • 18 month term, 1.31% APY
  • 24 month term, 1.51% APY
  • 30 month term, 1.61% APY
  • 36 month term, 1.86% APY
  • 48 month term, 1.86% APY

Please note that these Cornerstone Bank rates are accurate as of 6/20/11, but are subject to change at any time. For more banks in Atlanta, please visit our banks page.