Atlanta Banks

As a local Atlanta bank, Citizens Trust Bank prides itself on putting members first and providing value that bigger banks can’t. Are you interested in learning more? Atlanta Banking Rates recently interviewed Citizens Trust Bank to find out what sets them apart from other financial institutions.

The underlying foundation to saving money is finding a financial institution that provides effective products at a value, in addition to dedicated service. Dominating national banks can at times lose sight of the community they serve.

Everyone has a preference when it comes to where they like to bank. Some prefer the convenience of national chains, while others may actually belong to a credit union. A large number of local residents happen to prefer the smaller, community-oriented Atlanta banks.

Today, Atlanta Banking Rates collects interest rate information from a total of 60 banks in Atlanta. Below is a look at the average rates and highest rates for deposit accounts among those banks.

Average Deposit Account Rates at Atlanta Banks Today

There are thousands of financial institutions throughout the U.S., several of which are probably in your home town. From bustling cities to tiny suburbs, there’s no shortage of banks and credit unions nearby. So when you’re trying to maximize your deposits and find the highest interest rates to help them grow, how do you know where to go? Below, Atlanta Banking Rates has compared the average bank rates in Atlanta with those at local credit unions to find out whether community banks or CUs have the best overall interest rates to offer.

Cornerstone Bank understands that the financial success of its customers is reliant upon having plenty of savings options available to help their money grow. As a community bank in Atlanta, Cornerstone supports the city and surrounding neighborhoods by offering a variety of accounts with competitive rates and benefits. Below is a look at what savings accounts are available today:

Cornerstone Bank members and prospective members who are looking to open a CD account should be clear on the differences between CD accounts and savings accounts. A Certificate of Deposit is similar to a savings account in that they are insured and thus virtually risk-free.

They are different from savings accounts in that a CD account has a specific, fixed term and fixed interest rate. It is intended that the CD be held until maturity, at which time the money may be withdrawn with the accrued interest. Cornerstone Bank has among the highest Atlanta banking rates for CD accounts. These rates can be seen below.

These days, most banks are dropping interest rates on deposit accounts, which is why it’s so important to know which ones still have competitive offers. Locating the Atlanta banks with the highest interest rates will ensure you’re always growing your savings to its full potential.

When shopping around for the highest certificate of deposit interest rates, it helps to look at local financial institutions. Generally, smaller banks are especially invested in the communities they serve and thus, make providing the best rates to customers a top priority.

However, finding the best CD rates in Atlanta can be tough if you don’t know where so start, so we’ve compiled the best rates across various term lengths for community banks in the area.

Cornerstone Bank is located in Atlanta, Georgia and has three branch locations throughout the state.  The bank offers personal banking options such as checking and savings accounts as well as business banking services such as commercial real estate lending, SBA lending, a remote deposit system and more.